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🇲🇹 Malta digital nomad visa: requirements
Last checked: September 2026 · official government source
Malta's Nomad Residence Permit is the English-speaking option in the Mediterranean, and its flat 10% tax on remote-work income is the most explicit tax deal in this comparison. The income bar sits mid-table. The insurance requirement, however, is the toughest on this site after Spain's — and unlike Spain's, it catches people out precisely because Malta otherwise looks easy.
Income: ~€3,500/month · Insurance: required · Duration: 1 year, renewable up to three times — four years in total
⚠️ This is general information, not legal, immigration, tax or insurance advice. Rules change often — always confirm the current requirements with the official government source before you apply.
Income requirement
You need to show roughly €3,500 per month. A minimum gross annual income of €42,000, which works out at €3,500/month. The threshold rose from €32,400 on 1 April 2024, and anyone who applied before that date keeps the old figure — which is why you still see €32,400 quoted. You have to evidence the income for at least five cumulative months from the day you apply.
The Malta income requirement in detail →
Not sure if you clear it? Run the income checker →
Health insurance
Health insurance with at least €100,000 of cover across the EU and the UK, meeting Residency Malta's published Table of Minimum Benefits, pre-paid for one full year and covering every dependant in Malta. This is the step that rejects the most applications, so it's worth getting right.
Read the full Malta insurance guide → (which policies qualify, which get rejected)
Tax
A flat 10% tax applies to qualifying remote-work income for permit holders who become Maltese tax residents — one of the few nomad schemes with a purpose-built rate rather than an exemption.
How long it lasts
1 year, renewable up to three times — four years in total. It is mainly a temporary route rather than a path to permanent residency.
Getting paid and staying connected
Two practical things every nomad sorts out on arrival: a low-fee way to receive income in euros, and mobile data from day one.
Multi-currency account for receiving foreign income with low conversion fees.
Check Wise →Travel eSIM data plans for 200+ countries — connected the moment you land.
Check Airalo eSIM → Compare Malta with the other countries →
Malta insurance requirements →
Requirement changes we've verified recently →