Digital nomad visas, decoded.
Income thresholds, the exact health insurance each visa requires, and what the EU's new biometric border system changed — laid out clearly and dated, so you know it's current.
What changed recently
Requirements move constantly — most guides don't. We log every change we verify. Full change log →
- 🏥 Bulgaria, Malta & Cyprus (September 2026): SafetyWing has two products with the same name — and it changes the answer for three countries. Details →
- 🇧🇬 Bulgaria (August 2026): New EU nomad route opens at €31,000/year — the second-lowest bar in the bloc. Details →
- 🇪🇺 Schengen area (July 2026): ETIAS slips again — no longer expected in 2026. Details →
Start with a country
The thing that rejects most applications isn't income — it's the wrong health insurance, and the rules differ far more than the income figures do. Each country page tells you exactly what counts. Sorted by income required, lowest first · all re-checked September 2026.
🇮🇹 Italy
Digital Nomad / Remote Worker Visa (Lavoratore da Remoto)
€2,333/mo
Insurance: travel policy OK
🇧🇬 Bulgaria
Digital Nomad Residence Permit
€2,583/mo
Insurance: health plan required
🇪🇸 Spain
Digital Nomad Visa (visado para teletrabajadores)
€2,849/mo gross
Insurance: no co-pay, full private
🇬🇷 Greece
Digital Nomad Visa
€3,500/mo net
Insurance: travel policy OK
🇲🇹 Malta
Nomad Residence Permit
€3,500/mo gross
Insurance: health plan required
🇨🇾 Cyprus
Digital Nomad Visa (temporary residence permit)
€3,500/mo net
Insurance: health plan required
🇭🇷 Croatia
Digital Nomad Residence Permit
€3,623/mo net
Insurance: travel policy OK
🇵🇹 Portugal
D8 Digital Nomad Visa
€3,680/mo gross
Insurance: travel policy OK
🇪🇪 Estonia
Digital Nomad Visa (Type C / Type D)
€4,500/mo gross
Insurance: travel policy OK
Free tools
Income checker
Enter your monthly income, see every visa you clear the bar for — and which thresholds are net rather than gross.
Insurance checker
Pick a visa, get the exact policy wording the consulate checks — before you pay for the wrong policy.
Schengen 90/180 calculator
Add your trips, see days used and days left in the rolling window — the count the border computer now makes automatically.
Getting paid
The account setup that makes foreign income cheap to receive — and easy to prove to a consulate.
What RelocateRadar is
Most "best nomad visa" articles are written once and left to rot. Requirements change every year — income floors move, insurance rules tighten, tax breaks get rewritten. We keep a small set of pages genuinely up to date, show the date we last checked each one, and link the official source so you can verify it yourself. When the widely-repeated number turns out to be wrong, we say so and show our working.
We earn a commission when you buy insurance, a multi-currency account or an eSIM through our links. That funds the upkeep and never changes what our requirements tables say — those come from governments, not advertisers. Here's exactly how we check things.